What does this portfolio diversification calculator show?

It shows the current percentage allocation of the asset values you enter and the total portfolio value.

Does it recommend an ideal asset allocation?

No. It visualizes your current allocation only and does not recommend target weights or portfolio changes.

Can I include cash, bonds, property, or pensions?

Yes. You can add any asset label and value. Use categories that match how you want to review your allocation.

Does it forecast investment returns?

No. It does not model future returns, volatility, fees, tax, rebalancing, or contributions.

Portfolio planning

Portfolio Diversification Calculator

Q: Is this investment advice?

No. Allocation suitability depends on goals, risk tolerance, tax wrapper, age, liquidity, time horizon, and regulated advice.

Review current asset allocation, concentration, and diversification by entering portfolio asset values.

Use this portfolio diversification calculator to inspect current allocation and spot concentration across asset classes before making further planning decisions.

Inputs

Edit asset values or add new holdings to test your allocation.

Asset	Value (£)	Percentage	Action
Stocks		45.45%
Bonds		27.27%
Real Estate		18.18%
Cash		9.09%

New Asset Name

New Asset Value (£)

Results

Review how the portfolio is allocated today.

Total portfolio value

£110,000

Your portfolio consists of 4 different assets. A well-diversified portfolio typically includes a mix of asset classes to balance risk and return.

Assumptions

What this allocation view assumes

These assumptions keep the tool focused on current allocation rather than regulated advice.

Scope

Current allocation only

The calculator shows the percentage split of the assets you enter today.

Forecasting

No return forecast

It does not project future returns, volatility, or contribution paths.

Risk

No risk scoring

The allocation view does not judge suitability or risk tolerance.

Rebalancing

No advice

The tool does not recommend trades, target weights, or rebalancing actions.

Tax and fees

Not included

Tax wrappers, dealing costs, platform fees, and fund charges are outside the model.

Asset labels

User-defined

Asset categories are based on the names and values you enter.

Examples

Common portfolio allocation scenarios

Use these examples to review concentration, add missing asset classes, or prepare for a rebalancing discussion.

Checking concentration

An investor reviews whether one asset dominates the portfolio.

The percentage column makes large positions visible.
A high allocation is not automatically wrong, but it may deserve review.
Consider tax wrappers, goals, and risk tolerance before changing holdings.

Adding asset classes

A user adds cash, bonds, property, or other holdings to see the full split.

Including all major holdings gives a clearer allocation picture.
Cash and property can materially change concentration.
Use broad categories if exact fund-level detail is not useful.

Planning a rebalance conversation

A user prepares numbers before discussing a portfolio with an adviser.

The table can help frame the current allocation.
The tool does not recommend target weights.
Suitability depends on goals, age, risk, liquidity, and tax position.

FAQ