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Terms of use
These terms apply when you use Smart Money Calculator.
Last updated: 28 June 2026
Informational calculators only
The calculators and written content are provided for general modelling and planning. They are not financial, tax, legal, mortgage, pension, or investment advice. You should check important decisions with a qualified professional who understands your circumstances.
Accuracy and assumptions
We try to make the calculators useful, but results depend on the assumptions you enter and may be simplified, incomplete, out of date, or incorrect. You are responsible for checking inputs, outputs, rates, thresholds, and rules before relying on any result.
Advertising and external links
The site may display advertising and link to third-party websites. We are not responsible for the content, products, services, policies, or availability of third-party sites.
Acceptable use
Do not misuse the site, interfere with its operation, attempt unauthorised access, or use it in a way that breaks applicable law.
Liability
The site is provided as-is and without guarantees. Nothing in these terms excludes liability that cannot be excluded under applicable law.